We offer authorized user tradelines, allowing you to become an authorized user on another person’s credit card for a fee. After assessing your credit profile, we determine if adding an authorized user tradeline could benefit you. These tradelines have the potential to elevate your credit scores, enabling you to secure optimal interest rates, reduce payments and interest expenses over time, and increase approval chances.

Your credit report will reflect the addition of this account, adding you as authorized user. This contributes to enhancing the age of your credit profile and lowering your utilization rate, both of which positively impact your credit scores. Strategy At Credit Magic, we’re dedicated to assisting you in enhancing your credit score with a personalized strategy.

We tailor our approach to two types of customers: those who prefer a do-it-yourself (DIY) method and those who seek professional assistance due to time constraints or other priorities. For DIY customers keen on independently building their credit, we offer consultation services and provide a comprehensive blueprint to guide your efforts. Alternatively, for customers who prefer a hands-off approach and value their time, we provide a range of services and options tailored to your needs. Our offerings include a detailed breakdown of services and associated quotes to efficiently achieve your credit goals without the hassle.

Feel free to schedule consultations with us for any credit-related inquiries, whether it’s about credit card offers, loan applications, or other concerns. We’re here to support you every step of the way, whether through personalized guidance or by equipping you with the necessary tools and information to embark on your credit journey independently. At Credit Magic, we take pride in assisting our customers in achieving their goals, no matter which path they choose.